Are you looking for apps to send money abroad? In an increasingly connected world, the need to transfer funds internationally is more frequent, whether to support family members or manage businesses.
In this post, I will introduce you to the best apps that make this process not only possible, but also safe and affordable. Find out which ones offer the lowest fees and the best exchange rates and how they ensure that your money reaches its destination quickly and safely.
Join me and discover the best apps for international money transfers.
This is my selection of apps:
- The best apps to transfer money abroad
- Revolut
- Xe Money Transfer
- Western Union
- Xoom, by PayPal
- Wise (formerly TransferWise)
- Remitly
- WorldRemit
- Paysend
- Zelle
- MoneyGram
- Venmo
- Are apps for sending money abroad reliable?
- How to send money safely through apps
The best apps to transfer money abroad
Are you looking for a good app to transfer money to another account quickly, easily and safely? Do you want alternatives to typical bank apps ? I bring you the best selection of the best apps to send money to another country in 2025:
Revolut
Revolut has become a leading app for sending money quickly and easily. Thanks to its intuitive platform, you can transfer funds locally and internationally with just a few taps on your mobile device.
The app supports multiple currencies, making it easy to send money to friends, family or even yourself in accounts in other countries. Plus, it’s perfect for sharing expenses . You can try Revolut for 3 months free .
Xe Money Transfer
Xe Money Transfer is an international money transfer app that allows you to make transfers to over 200 countries and in 100 different currencies. If you send more than €250, you won’t pay any fees, and if it’s less, the fee is just €2.
It is very easy to use, offers flexible payment options such as bank transfer or card, and is part of Euronet Worldwide , which ensures the security of your transactions.
Western Union
Western Union is one of the apps for transferring money abroad that allows you to send funds to over 200 countries. It is quite fast, especially if you opt for cash pickup, which can be almost instantaneous.
However, please note that fees can be high and exchange rates are not always competitive, varying depending on the amount and payment method you choose. Additionally, additional fees may apply in some countries.
Xoom, by PayPal
PayPal, with its Xoom service, is an app for efficiently transferring money from one account to another . It allows you to send funds to more than 160 countries and has various options such as bank deposits or cash pickups.
The platform stands out for its speed and clarity in rates, showing you the exact cost and the amount that the recipient will receive. In addition, it ensures high security in all transactions and protects your personal information.
Wise (formerly TransferWise)
Wise is an established app for sending money across borders, chosen by millions of users worldwide. It stands out for its transparency, showing you clearly how much you pay and how much the recipient receives, with no hidden fees.
If you value security, with Wise your transactions and data are protected with high security standards. Plus, its intuitive interface makes it easy to manage your international shipments quickly and efficiently.
Remitly
Remitly lets you send money abroad conveniently and securely. It offers instant transfers, meaning your money can reach its destination in minutes. It’s ideal if you need your money to be sent quickly.
Plus, you can choose from a variety of delivery methods, including direct deposits into bank accounts or cash pickup at numerous authorized locations. The app is easy to use and allows you to track your shipment in real time.
WorldRemit
WorldRemit is a reliable option for international money transfers, allowing you to easily send and receive money without the need for a credit card. With WorldRemit, you can manage transfers to over 130 countries using just your mobile device or computer.
This service stands out for its speed, as most transfers are completed within minutes, depending on the chosen receiving method. In addition, you will always know in advance the applicable fees, ensuring transparency in each transaction.
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Paysend
Paysend is a money transfer app that stands out as a better option for managing international transfers. It allows you to send money to more than 170 countries efficiently and safely.
Its ease of use and clear fees, despite including exchange rate surcharges, make it very convenient. Regulated by the FCA and with high security standards, it guarantees the protection of your money and personal data.
Zelle
Zelle is a handy tool that lets you transfer money to any US bank account quickly and at no cost. All you need to do is link your phone number or email address to your bank account through your bank’s app.
While it’s great for quick transactions between acquaintances, keep in mind that it’s not suitable for sending money abroad or to people without an account in the United States. Also, you don’t need a debit or credit card to use Zelle, since it works directly between bank accounts.
MoneyGram
MoneyGram is a great option if you’re looking for an easy-to-use service to send any amount of money abroad. It offers a vast global network that allows transfers to over 200 countries and territories.
Although rates vary depending on the destination and the amount of money sent, the platform stands out for its speed, allowing money to arrive in minutes depending on the delivery method selected.
Venmo
Venmo is an ideal app if you need to send money quickly within the United States. This tool allows you to transfer funds using only the recipient’s phone number or email address.
Although it is focused on the US market and does not allow international transactions, its integration with the social environment makes sharing expenses easy and fun. Plus, you can manage payments and purchases directly from your mobile with its intuitive app.
Are apps for sending money abroad reliable?
Apps for sending money abroad have gained popularity for their convenience and speed, but it is crucial to ensure their reliability before using them. According to the European Banking Authority , services operating within the EU must comply with strict consumer protection and fraud prevention regulations.
Additionally, entities such as the Financial Conduct Authority in the UK and the Consumer Financial Protection Bureau in the US provide regulatory frameworks that oversee the operations of these apps. These regulations help ensure that they operate fairly and transparently, and that they offer robust security measures to protect funds.
On the other hand, it is always advisable to read reviews and check the app ratings on stores like Google Play or App Store. Sites like Trustpilot can also offer insights from users who have already used these services, providing an additional layer of trust before deciding to send money through these platforms.
How to send money safely through apps
You’ve probably been warned more than once that sending money to your mobile phone through an app or even paying with your mobile phone is not safe. Nothing could be further from the truth, as it all depends on the method you use and the degree of responsibility with which you handle it.
In this sense, all the alternatives analyzed above are safe, to the point that some of them have the support of government entities .
However, it is always advisable to follow some tips that minimize the chances of being victims of fraud. These are:
- Log out after making a transaction.
- Avoid sending messages over public Wi-Fi networks .
- Don’t click on links or ignore third-party messages sent through the app’s chat (these may be phishing attempts). Don’t click on or open suspicious SMS messages .
- Use a 2-step authentication method and strong passwords.
- Verify the details of the person to whom you are going to send money.
- Always check the accounts.
With these practical tips you should not have any problems in the future. Also, if you choose alternatives that have not been mentioned in this post, we invite you to first check the opinions of users who have used them and their terms and conditions of use.
We hope this article has helped you understand more about the best apps for sending money abroad. Do you have any experiences to share or any apps to recommend? Leave your comment below and feel free to share this post with friends or family who are interested in the topic.
